Card Selector
Start with Russ or Sandra, then pick one card to focus the checklist, or jump back to all cards any time.
Priority Checklist
The next benefits most worth touching this period.
Progress This Period
Need Attention
Credits that are due soon or already past deadline.
Remaining Credits
Open credits stay here so the page emphasizes what expires next and what is still worth using.
Completed This Period
Used credits are collected here so they stop competing with the remaining value on the page.
Spend Guide Snapshot
Workbook-based answers for what card to pull out when you are in a checkout flow.
Wallet Anchors
Best Card By Category
Default picks first, then conditional or backup cards when the situation changes.